(Plans 2 & 4 are $150.000)    $250,000 Should you die from an accident or from the injuries incurred within 365 days of the accident your beneficiary will receive $250,000.

(All Plans)   $5,000/Year Should you accidentally die, the insurance company will commence paying within the first year up to $5,000 per year for a maximum of 4 years for fulltime students who are enrolled in a school of higher learning above the secondary school level as well as for those who are in high school and will commence higher learning within 365 days of your death. Higher learning schools include university, private college, CEGEP and trade schools.

(All Plans)   $10,000 Should you accidentally die, the insurance company will pay in the first 3 years, for your spouse to receive formal occupational training to become qualified for active employment. Travel, clothing, room and board, and ordinary living expenses are not included

(All Plans) $5,000/Year Should you accidentally die, the insurance company will pay for a period of 4 years for each child enrolled or who will enroll within 365 day of your death in a legally licensed Day-Care Centre    

Critical Illness Insurance pays a cash benefit to you if you incur or suffer from one of the following health issues. Heart Attack Coronary Artery Bypass Surgery Stroke Life Threatening Cancer Parkinson’s Disease Alzheimer’s Disease Multiple Sclerosis Kidney Failure Paralysis Blindness Deafness Loss of Speech Benign Brain Tumour Coma Major Burns Major Organ Transplant Major Organ Failure requiring Transplant Motor Neuron Disease

This is a guaranteed issue insurance. There are no medical exams required. The policy states that you must be free of symptoms for 24 months before enrolment in this plan.

One in four families experience a life threatening decease at least once. This is devastating to the entire family. The lost of income from work, the pain & suffering of the family member, and all the bills that come with sickness can be relieved with financial help from a Guaranteed Issued Critical Illness Policy.

Pre-existing conditions may not prevent you from having this coverage. If you have been free of a disease for two years, you will likely be approved. There are some exclusions, limitations, and survival periods. Our Website www.workplaceins.ca has the full details of coverage. Look under Critical Illness. Definitions and restrictions are stated on your Insurance Certificate. Please read your certificate so you fully understand the coverage. If you are not satisfied with the insurance, you may cancel coverage at any time by writing to Macdonald Administration at the address stated herein.